Budget Calculator

Create your personalized monthly budget with automatic calculations, visual reports, and actionable insights.

Automatic Calculations

Real-time updates as you enter your numbers

Visual Reports

See your budget breakdown with charts

Goal Tracking

Set and track savings goals

Export Options

Print or save your budget

Personal Budget Calculator

Enter your monthly income and expenses to create your personalized budget

Monthly Income Sources

$

Your main job take-home pay

$

Second job or spouse's income

$

Extra work or freelance projects

$

Property or asset rental income

$

Dividends, interest, capital gains

$

Bonuses, gifts, tax refunds, etc.

Monthly Expenses

Housing & Utilities
$0
$
$
$
Transportation
$0
$
$
$
Living Expenses
$0
$
$
$
Personal & Entertainment
$0
$
$
$

Savings Goals & Debt Payments

$

Monthly contribution to emergency savings

$

401(k), IRA, or other retirement accounts

$

Vacation, home down payment, education, etc.

$

Additional payments beyond minimums

Total Monthly Income $4,900

All income sources combined

Total Monthly Expenses $3,600

All monthly spending

Total Monthly Savings $850

Emergency fund + retirement + goals

Remaining Balance $450

Income - Expenses - Savings

Budget Breakdown

Expense Categories

73%
Housing: 38%
Living: 27%
Other: 35%

Income Allocation

73%
Expenses
17%
Savings
10%
Remaining

Budget Recommendations

✅ Good job! You're saving 17% of your income, which is above the recommended 15%.

💡 Consider: Your housing expenses are 38% of income. Try to keep this under 30% if possible.

🎯 Next Step: Consider increasing retirement savings to take advantage of employer matching.

Try 50/30/20 Calculator Read Budgeting Guide