Please read these Terms of Service carefully before using the RomStreet website and services. By accessing or using our services, you agree to be bound by these terms.
By accessing and using the RomStreet website (https://romstreet.net), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
These Terms of Service ("Terms") govern your access to and use of the RomStreet website, content, and services (collectively, the "Services"). By accessing or using our Services, you agree to these Terms. If you do not agree to these Terms, you may not access or use our Services.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
RomStreet provides educational content about personal finance, investing, retirement planning, and related topics. Our content is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice.
You should consult with qualified financial advisors, tax professionals, and legal counsel before making any financial decisions. Past performance is not indicative of future results.
You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
If you create an account with RomStreet, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
You agree not to use our Services to:
We reserve the right to suspend or terminate your access to our Services if we determine, in our sole discretion, that you have violated these Terms or engaged in conduct that we deem inappropriate.
All content on the RomStreet website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of RomStreet or its content suppliers and is protected by international copyright laws. The compilation of all content on this site is the exclusive property of RomStreet.
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for personal, non-commercial purposes. This license does not include any right to:
If you submit, post, or upload any content to our Services ("User Content"), you grant RomStreet a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with our Services. You represent and warrant that you own or have the necessary rights to grant this license.
Our Services may contain links to third-party websites or resources. We provide these links for your convenience only and do not endorse or assume any responsibility for the content, products, or services available from these third parties.
When you access third-party websites, you do so at your own risk. We are not responsible for any loss or damage that may arise from your use of third-party websites or resources.
Our Services are provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by law, RomStreet and its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
You acknowledge and agree that any financial decisions you make based on information obtained from our Services are made at your own risk. We are not responsible for any financial losses or damages resulting from your financial decisions.
You agree to defend, indemnify, and hold harmless RomStreet and its affiliates, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable legal and accounting fees, arising out of or in any way connected with:
We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.
Upon termination, your right to use our Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including without limitation ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed and construed in accordance with the laws of the United States and the State of California, without regard to its conflict of law provisions.
Any dispute arising from or relating to these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in San Francisco, California.
You agree that any arbitration or proceeding shall be limited to the dispute between us individually. You waive any right to participate in any class action lawsuit or class-wide arbitration.
These Terms constitute the entire agreement between you and RomStreet regarding our Services and supersede all prior agreements and understandings, whether written or oral.
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.